What Are The Medical Costs Associated With Car Accidents?

Everyday millions of people get injured or die in car accidents. After the crash, the people who were involved in the accident would require medical attention for the injuries they sustained. According to a report by the National Highway Traffic Safety Administration (NHTSA), medical costs and lost productivity accounted for 82 percent of expenses for non-fatal injuries in 2010. In that same year, present and future medical costs due to injuries amounted to $23.4 billion.

According to the website of Schuler, Halvorson, Weisser, Zoeller and Overbeck, P.A., medical costs can vary depending on the extent of injury. The expenses can increase for severe injuries as they may have to undego x-rays, CT scans, physical therapy and others. According to the Centers for Disease Control and Prevention, the cost of medical care and productivity losses associated with injuries from motor vehicle accidents breached $80 billion in 2012.

The average cost of medical care associated with car accidents is dependent on factors unique to each case. The speed of the vehicle, the extent of the injury, and whether the accident involved a pedestrian or motorcycle will have an effect on the total cost. Depending on eac h case, medical bills may cost from a couple of hundred dollars to as much as hundred thousand dollars. Figures from the Insurance Information Association placed expenses at an average of $15,443. So it is important to have legal representation to ensure proper compensation.

In order to defray potential medical expenses, some insurance companies offer personal injury protection (PIP) in their offerings. This type of insurance will pay for any medical expenses that you may incur up to the policy’s limits even if you were at fault. Injuries may range from minor such as cuts and bruises to serious which can be paralysis or permanent disability. For the latter, this may require physical or cognitive therapy (in the case of brain injury).

Will Your Dog Bite?

Each year, dog bites account for numerous emergency department visits and hospital stays in the country. Apart from physical injuries, dog bite victims may also have to deal with the trauma that the event had caused. A person bitten by a dog may develop extreme fear of dogs, and may easily be frightened or feel anxious even at the slightest sound of a dog bark. According to the website of the Law Offices of Ronald J. Resmini, LTD, some cases of dog bites can be too traumatic that they may even cause post-traumatic stress disorder, an anxiety disorder that can affect a person’s day-to-day function.

Physical and psychological injuries are just some of the many things a victim should have to face after an attack. According to studies, a person bitten by a dog would have to spend more than $18,000 for hospital stay, which is approximately 50% higher than the cost of hospital stays not associated with dog bites. For severe dog bites that resulted in irreversible injury, the medical cost could be higher.

If you own a dog or are living with someone who owns one, it is always important to check your pet’s propensity to do harm. This way, you can avoid unprecedented medical bills and possible legal troubles by mitigating your dog’s risk. Here are the factors that might tell whether the dog is more prone to attack a person or not:

  • Gender – Male dogs are 6.2 times more likely to bite than female dogs.
  • Use of chain – Chained dogs are 2.8 times more likely to bite when freed as compared to those who are unchained.
  • Neutered – Intact dogs are more likely to bite than spayed or neutered.
  • Breeds – Among the most dangerous dog breeds are Pit Bull, Rottweiler, Husky, German Shepherds, Alaskan Malamutes, Doberman Pinschers, Chow Chows, Great Danes, Boxers and Akitas.
  • Place of attack – Most attacks happen in public places (i.e., sidewalk, alley, park or playground), while some attacks happen in the owner’s yard or house. Rarely, attacks happen inside the victim’s premises.

Protecting Children from Dangerous Toys and Products

The last year saw the U.S. Consumer Product Safety Commission or CPSC issue around 17 million recalls for toys, childcare items, and other products intended for the use of children. Items such as cribs, play sets, baby carriers, car seats, and clothes were among the millions of items pulled out of the market for failing to meet the safety standards imposed by the government through the Consumer Product Safety improvement Act of 2008.

The strict policies imposed on the regulation of toys and other child-intended products come as a result of a tragic accident involving a 16-month old baby boy in 1998. Danny Keysar was found by his parents strangled and suffocated underneath a Playskool Travel-Lite crib that had collapsed on top of him. Even when the crib in question had already been recalled by the CPSC 5 years prior to Danny’s accident, it was clear that the safety nets weren’t enough to ensure that these defective and dangerous products don’t cause further harm to the public.

Through the efforts of Baby Danny’s parents, the U.S. Congress had eventually passed a bill to address this very issue. The Consumer Product Safety Improvement Act of 2008, also nicknamed ‘Danny’s Law’ was passed by the congress as a way to establish better policies regarding the safety of products release in the market, especially those intended for the use and care of children. Among the mandates included in this law is the issuing of registration cards that come with products purchased after June of 2010. With these cards, manufacturers are able to contact customers immediately should a certain product need to be recalled.

As it says on this website, product liability cases are a great cause for concern. Dangerous and defective products can cause so much harm, leading to serious injuries that could very well affect victims for a significant period of time. As a result, it’s important that those in such a situation reach out appropriate legal counsel to learn more about the steps they can take to pursue just compensation.

What to Do When in Madison, Wisconsin

Often referred to as the City of Lakes, Madison is well-known for its glacial waterways and picturesque setting. The lakes surrounding the area—Mendota, Monona, Wingra, Kegonsa, and Waubesa—ensure that visitors will be greeted with breathtaking sights and landscapes. It also boasts a diverse population that allows the area to have the feel of both a big, active city and a laid-back rural town. These are just some of the few attractions and activities that Madison has to offer.

The Wisconsin State Capitol towers at the heart of the city. Its architecture was patterned from Washington’s Capitol building and features a dome that is 284 feet high. The interiors boast murals and stone work following European styles, as well as a majestic skylight. Just nearby, you can catch local farmers selling their produce in weekend markets at the Capitol Square during the summer months.

Further down from the Wisconsin State Capitol, you will catch a glimpse of one of Madison’s surrounding lakes. You can observe the entire view of Lake Monona by coming to the Monona Terrace Community and Convention Center. There, you can climb to the rooftop terrace and take in one of Madison’s most noteworthy scenes.

Visitors looking to learn more about Madison’s culture and history can drop by the sprawling University of Wisconsin campus. Because the city is often considered a college town, a walk through the campus can help you witness the cultural diversity that brings life and interest to Madison. One important place you need to see there is the university’s Arboretum and Geology Museum. There, you can see well-preserved ecological systems and a variety of flora.

Protecting Items in Temperature-Controlled Storage

Deciding on which storage facility to put pack your things into can be confusing and even complicated to many people. There are some things to consider when finding the right storage facility, and in order to get the best from your money (as well as keeping your valuables and important stuff safe), you have to know which ones are secured and can protect your belongings. One of the most important things to consider is finding a storage facility that would provide you with good services and have a pleasant relationship with.

First, you have to think about the type of storage unit you are going to need. This will depend on the amount of valuables you are planning to store, and whether there are fragile things that might need specific requirements. You might want storage units that can provide protection to your temperature- sensitive items. Some storage units can give such services and can save you money. If you are planning to simply store your stuff in the storage unit and not needing to get items from time to time, you can find a small one with just enough space to put everything inside. However, if you are planning to take some stuff every now and then, make sure to get a storage unit that can give you space to move about. Don’t end up needing to take the box at the very back of the unit under a stack of other boxes.

There is also the matter of finding a storage facility that offers great security and monitoring. Although the common garage-style storage units already offer security, those such as climate controlled storage units at Pond Springs Mini Storage will not only provide protection for your temperature-sensitive items, but since they are indoors they offer tighter protection from theft and damages.

Likewise, consider talking with the storage facility about insurance coverage, and whether your items are covered in cases of emergency. If not, think about buying an insurance policy to protect your items in the storage unit, whether from a third party company or from the storage facility themselves.

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